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What is Mypayfast

We understand that unexpected expenses arise from time to time. The stress of waiting for your pay can be frustrating when you need access to your money right now! MYPAYFAST provides partial access to your salary in advance. We deposit money into your transactional account for you to use immediately. No waiting for payday and no stress.

Our cutting-edge & secure technology will create a fast and confidential experience. Signing up for fund withdrawal is simple, easy and can be done in only a few minutes.

Its a new and exciting way to access to your pay.

MYPAYFAST, because bills do not wait.

No interest,


Accessing your pay early cannot get easier, whether to cover urgent expenses (unexpected bills, emergency expenses, birthday or even for a quick gateaway) we've got you covered. We deposit the money directly into your bank account, without transfer fee.

Calculate Your Advance

Real-time wage deposit up to 25% of your salary for a maximum of $750, anytime anywhere before payday.

Be In Control Of Your Money

We revolutionise the way you access your pay, by giving early access to a portion of your earned pay.

We Don't Do Credit Checks

No credit checking performed when you register to sign up or getting an advance with us.

Eligibility Requirements

You may be eligible for an advance if you:

Anyone employed, with regular income

Must be 18 years and older

Regular income of at least $450 per week

An Australian Resident with valid Australian identification

Income must be deposited into an everyday account, not savings account. We cannot direct debit from your savings account

*Every application is subject to assessment for approval

How It Works?

Registering with us is just as easy as entering your personal details, logon to your bank statement via our secure banking portal and verifying your identity using Australia Posts trusted ID verification Portal.
Our verification process is fast, reliable, and secure. Apply from your smartphone or computer, it takes minutes to complete. No messy paperwork, automatic self-service unsecured personal loan application, 100% online, apply 24/7, FREE to register and no credit check!

MYPAYFAST, because it is secure.

No Long-Term Contract, Ever!

There are no long-term contracts when you signed up with us, so you can enjoy the benefits without any other obligation other than fulfilling your repayment on your payday. MYPAYFAST is designed only for you, to give you access to your funds whenever you need it most. We take pride in our customers' privacy. A pay advance service differs from payday loans as this service doesn't apply interest rates to your repayments. However, you will pay a fee for each transaction. We ensure the process is very confidential. We do not contact your employer, family, or anyone else for that matter so you can enjoy your funds without any kind of problems. MYPAYFAST, because we care.

Frequently Asked Questions

What information needed to apply?

Your Personal Information, Your Bank Statement and Your Identification. All the informations you provide must be based in Australia. We do not accept any information, bank statement, or identification other than from Australia.

How do I pay back?

Your repayment will be a direct debit from your bank on the date of your payday. You don't have to worry about paying manually as long as you have enough funds in your bank account.

I have multiple bank accounts, which account do I connect?

You should select the account where your regular income is deposited, to ensure our approval. This is to determine how much credit you will get according to your weekly income. If you are paid fortnightly or monthly, we will calculate it into how much you can get on a weekly basis.

Here are what our customers say about us

Yes very happy with Mypayfast

L. Clarkson

Always fast service and excellent communication

L. Seidel

Really good as it allows me to pay for unexpected vet visits or something unexpected. Great at responding and communicating.

K. Locke

Very quick and efficient at answering questions and providing a easy and streamlined lending process. Very highly recommended

S. Pelz

Start your MYPAYFAST
journey today

Find out what MYPAYFAST can do for you. Start today and enjoy the benefits now.

Contact Us

Any questions? Just write us a message

Contact Information

Fill up the form and our team will get back to you within 24 hours

7/37 Yirrigan Drive
Mirrabooka WA 6061